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Liquor Store Alternative Financing From South Florida Funding Group

As the world’s business culture is becoming more and more dependent on technology, and as most brick and mortar stores seek a presence for themselves on the web, liquor stores remain unperturbed by the evolution. One might even say that the world’s economic recession has no hold on the liquor business. Because even as the general market continues to experience a downward trend in sales, the liquor business continues to wax stronger. With the money-making capacity of the liquor store business it almost far-fetched that there could be any ups and downs in the trade. But in actuality, every business needs extra cash flow to live on.  

Like every other business out there, liquor stores need finances to expand, renovate, and keep up positive cash flow. As you already know, Bank lending is not the most suitable business financing option, especially if you need those funds to bolster your business. Hence, the need for alternative business funding. Liquor store financing has evolved from what it was 5 to 10 years ago. With liquor store alternative funding groups like the South Florida Funding Group, taking the front roll seat in helping liquor store owners achieve their goals without the horrific credit crunch, liquor business has never been this profitable. Here are a few liquor store alternative business funding options to consider when your liquor store financing needs an extra kick.

Liquor Store Alternative Business Funding

  • Liquor Store Merchant Cash Advance: This type of liquor store financing option is quite different from conventional bank loans. Think of it as an advance against future incomes. Whereas in bank loans, your repayment of the borrowed funds remains the same regardless of how much credit card revenue comes in every day. Merchant cash advance, on the other hand, offers greater flexibility. With a merchant cash advance, your payment will be defined by your daily credit card remunerations. So there are no fixed terms on the cash advance received. Typically, merchant cash advance lenders hold back 7% -35% of your daily credit card sales (depending on the risks involved) as repayment for the cash advance.
  • Liquor Store Unsecured business loan: This type of liquor store funding is similar to a loan, as it requires a fixed daily payment and a specified time for repaying the money borrowed. But unlike conventional bank loans, where the borrower needs a good credit score to qualify, this loan is more lenient. Instead of your FICO scores, lenders use proprietary underwriting methods within the alternative lending sector to determine whether the borrower is qualified or not. In this way, the borrower’s overall performance and the time spent in the liquor business will be the major determinant for the loan.
  • Liquor Store Unsecured cash advance: This is more like a merchant cash advance, as you are not expected to make fixed daily payments to cover the funds borrowed. Instead, you are to pay back the borrowed sum based on your previous deposits. To estimate your daily deposits and repayments, the lender will request your bank account access. This liquor store financing option is somewhat intrusive, but it affords you quick access to funds.
  • Liquor Store Asset-based lending: As the name implies, this alternative business funding option is more like a collateralized loan. You can access the funds by leveraging your inventory, building, land, or a piece of equipment. The duration of repayment of asset-based lending is generally longer than others and it has the least terms.
  • Liquor Store Factoring: Liquor store financing can come in the form of factoring. Although this type of lending option is more appropriate for wholesale liquor stores, it’s still an option to consider. The terms of this loan, usually range between 30-60 days, and the repayment is determined by your invoiced sales. The lender will have direct access to your sales; they’ll receive your cash payment in your place, remove the money due to them (plus a small fee), and forward the balance to you.

Why alternative business funding is the best liquor store financing option

  1. Immediate access to working capital 

Whether you are an up-and-coming liquor business or you have been in the trade for a long time, you’ll need extra cash flow to grow and expand. This is where alternative business funding comes in. Unlike the conventional bank lending process that stresses you with difficult-to-achieve requirements, alternative lending offers a speedy and easy process for securing extra cash flow needed to grow your business. Now you can get time-sensitive cash advances without feeling the credit crunch on your spine.

  1. Greater Chance Of Approval 

With bank loans, your chances of approval are highly dependent on your FICO score and your credit history. But with alternative business funding, like the merchant cash advance, your chances of approval will mostly depend on your business performance and sales.

  1. Leverage your sales for funds

This is probably the best advantage alternative business funding has over other liquor store financing options that are available in the world today. You can access quick cash advances, regardless of whether you have collateral or not. All you have to do is to leverage your credit or debit card sales against the cash advance, and you are good to go.

  1. Spend at your terms

With liquor store alternative business funding, you can decide the best way to secure the extra cash flow for your liquor business, and how the money is spent. You can get a quick cash advance to buy inventory, equipment, pay for seasonal ads, create your website, and upgrade your liquor store security system.


Need alternative business funding for your liquor store financing? You can get quick cash advances from the South Florida Funding Group; at your terms!  See if you qualify, CLICK HERE.


The business funding you need when others say No!.

2569 Bay Pointe Dr.
Weston FL 33327




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